Advantages of Insuring your Pets

How much is your pet worth? Did you know that you can have insurance for it? In 2007, U.S. insurers created this option after several dogs and cats died following ingestion of a contaminated feed with melamine, a chemical substance used in pesticides and plastics.

There are many people who have dogs or cats, or even both. Whoever has the experience of having a pet as a companion, can no longer fail to rely on loyal friends like these. Pets live a long time, on average, more than 10 years. Without proper insurance for veterinary care, you could end up paying much more than you have to.

A pet insurance company helps you to maintain calm in the event of any body/material injury caused by your cat or dog. Today, more of 20 percent of pets are insured in the U.K., and in the U.S. The common major procedures include:

• Recovering a swallowed object

• Cancer

• Treatment for allergies

• Infections

In the same way, it covers all injury and illness related bills incurred by the pet; Instant coverage that takes effect as soon you purchase the policy and liability coverage, that covers you if your pet causes someone else or another pet injury. This protects you from long and costly lawsuits, or even worse: the loss of your pet. Their loss causes great emotional stress and should be compensated. Indemnities, lawyers argue, need to go far beyond the cost of the purchase of pets and veterinary expenses, the repayment of which is under the law of States.

If we strive to be minimally good owners, we know that our pet (or pets) will repay that dedication repeatedly, especially because it becomes part of the family and our lives.

Therefore, owners wouldn’t be committed and dedicated to worry about the safety of our animals. This concern goes through provided by pet insurance, either with the liability component, or with the assistance component in case of illness.

The pet insurance liability can be more properly understood as insurance for owners, than for the animals. This is to protect faithful pet owners from charges that might result from any gear, or any other “fault” that our animals can do.

In assistance with sickness, we talk about real insurance for our animals. It’s the equivalent of health insurance for us humans.

As you will find, there are something called “wellness plans”. They are great because they are often available as stand-alone policies for pet owners who would like some insurance. Wellness plans include provisions for yearly physicals, shots and vaccinations, dental exams, blood screenings and some other treatments for flea and tick control. These types of plans are very beneficial and help your pet live a longer and healthier life.

Although it covers these, be careful; there are some breeds that are excluded from the insurance such as large or guard dogs.

In such cases, the only solution is to hire a specific insurance for pets.