The benefits of online cash advances are few but there are some. I believe they should be strictly used for emergencies only. I do not think that they should be used as a revolving loan due to the high rates that they charge for the use of the funds, but in an emergency I believe they are appropriate, needed and useful.
The flip side is they are easy to get but just as easy to abuse. What makes them a benefit is they are easy to locate whether online, driving around, or by word of mouth. The have many places that offer this sort of cash advance and they are convenient even if you do not have a bank account.
They have some cash advance places that offer direct deposit into your checking account, they have some that offer wiring the money to the nearest Western Union or Money Gram. If you do not have a checking account these kinds of cash advances are still available to the consumer. They have 800 numbers you can call and get all the information needed to access this cash and they have many available terms.
The check cashing facilities also offer this service by showing that you are employed, you receive a payroll check and will advance you a percentage of your income. Even with the high interest that they charge, someone in a financial crises would benefit from these sorts of service to help them get back on track.
This is why they should only be used on a need be basis and for that time of need only. It is very important to think this through, read all the terms and conditions and make sure that you follow through with paying the funds back in a timely fashion. Though these are not suppose to hinder your credit by apply for one, it can still go on your credit if they are not paid back in full.
I would recommend a online cash advance loan to anyone that is in dire need of cash for an emergency basis only. Being that they have many online locations you can search for the one that is right for you. Most have the same general online requirements like: if you have direct deposit, checking account, employment status, about an average of $1,000.00 income per month, pay dates and employment information.
Online they have a main site you can visit that you can just put in all your information and they will come up with the cash advance places that are more than likely to work with you. Most will start you off with a minimum of $250.00 dollars.