Financial Planning Archive

Career Outlook on Financial Planning Jobs

Over the last few years, the financial world has had some very hard times and people have lost a lot of money, including a large group of retiring workers.  Financial planners have had a very …

How to Budget for a new Baby

Two years ago my wife and I had a baby girl. We decided it would be best for her to stay home with our daughter, but that comes at a cost. Throw in the extra …

Retirement Savings Tips

Investing in some retirement accounts are more beneficial than others. There are several plans to take advantage of that will ensure you have plenty of money for you at the end of retirement if you …

Disposable Budget Amount

Daily disposable income is what you would use for things like going out to dinner or a movie, going to the mall and other things that are more “fun” in nature and not a requirement …

Financial Advice for Teenagers

One of the most important things that you must learn as you become an adult is how to manage your finances efficiently. Unfortunately, these skills are almost never taught in school. Therefore, teens rarely have …

Budgeting Tips for Teens with Summer Jobs

Whilst some teens are lucky enough to have their holidays financed by their parents, others will be relying solely on any income that they make form summer jobs. This can be quite a positive thing …

Estate Planning Advice

Plan early and thoroughly. Seems simple enough, but there are some tricks to being effective. Asset protection At the time you acquire your first asset, you need to be planning your estate. This includes everything …

Financial Planning as a Single Person

While married couples are expected to do some sort of financial planning for their future single people usually aren’t expected to do the same financial planning. Just because you’re single doesn’t mean you don’t need …

Feng Shui help for Finances

Feng Shui is an ancient Chinese method of living in harmony with the natural energies of the living earth. It is not magic or religious. It is best described as a body of knowledge and …

Guidelines for Writing Personal Finance Articles

When used responsibility, credit cards are a good way to build credit, earn rewards and pay for emergency expenses. Unfortunately, there are few credit card companies willing to offer low interest rates to consumers with …

Financial Advice for Teenagers

Teenagers are at a difficult time in their lives. They are transitioning from child to adult and they are very vulnerable to peer pressure as they are so easy influenced. It is vital that at …

Starting a Financial Plan

The idea of how to spend your money, may seem like a scary task but it doesn’t have to be. The first step to any plan is knowing where you stand, financially. The Budget Make …

Questions to ask a Financial Planner

The choice to use a financial planner (FP) is a personal decision. Using a FP is a lot like finding a knowledgeable CPA, a competent lawyer or a fantastic hair stylist. When meeting with a …

Financial Planning Tips for Nontraditional Couples

Non-traditional couples can include same-sex partners or heterosexual couples who are living together but choose not to get married. People in these types of relationships often do not receive the financial benefits and protections of …

How to Start a Financial Plan

Financial plans are essential in determining the success or failure of any business. It also helps get you well organized in your finances, and it will save you from making huge mistakes with finances. A …

Rise out of Poverty

Poverty hurts. It can be as debilitating as an illness and as crippling as a death. Everyday struggles just to pay the bills and feed the kids can seem insurmountable at times. The emotional trauma …

Saving Tips for Teens

Teens can earn a decent income from working through summer. Working during the summer helps teens to keep focus and remain active while earning money for the future. It is imperative for teens to save …

How to Budget Money

In these hard economic times, it is necessary to develop a budget. Many have little practice in cataloguing their income, and even fewer have experience tracking their expenditures. Nevertheless, to be financially solvent, the development …

Financial Planning Tips for Singles

According to a report released in 2005 by the U.S. Census Bureau, approximately 90 million adult Americans were single. That’s 41% of all U.S. residents over the age of 18. People often assume that financial …

How to Determine your Daily Disposable Income Ddi

Your daily disposable income (DDI) is the money you have available to spend after your financial obligations, including fixed expenses and taxes, are met. In such a financially unstable environment, spending less and saving more …

Funding College if You’re not Rich

College costs have risen dramatically over the last decade, which can lead to anxiety about the prospect of funding a college education if you’re not rich. However it is now possible to seize the opportunity …

Crisis Financial Tips

A large number of people are finding that they are facing a debt crisis today. For some, their debt crisis occurs when they find that their credit limit has been cut and they can no …

How to Budget my Money

It’s simple to learn how to budget your money if you follow these basic steps – although it will take a certain amount of time and dedication. 1. Count your earnings. How much money do …

How to Set up a Budget for your Household

An accurate personal budget is extremely important if you have financial goals in life. However, most people throw the word “budget” around as if they were actually living on a budget. Unfortunately, they usually aren’t. …