Insurance Archive

Competitive Homeowners Insurance

Finding competitive homeowner’s insurance can easily be done by obtaining a price quote from a variety of insurers. As regards price quotes it is important to look carefully because they include the discounts that are …

Amica Homeowners Insurance Review

We have joined the masses frantically searching for adequate vehicle and homeowners insurance. I am 32. My husband of ten years is 40. I am a full-time mother to our infant daughter, and my husband …

How to Save on Home Insurance

A home insurance policy is important for anyone who owns their own home and is one place to look to save money. Saving money on home insurance can be done by knowing how the premium …

Purchasing Home Insurance

Purchasing home insurance from an insurance carrier is an easy process depending on the method that is being used. A home insurance policy should only be purchased one an insured knows the premium amount, knows …

Insurance

There might come a time when your personal property is stolen or damaged as a result of a natural disaster or a fire. In any case, if you do have insurance coverage for your personal …

Claims and Insurance Rates

Even though the purpose of insurance is to pay for claims there are certain circumstances when filing a claim for a loss will raise your insurance rate. This happens when a claim has exceeded a …

Need for Renter Insurance

Need for Renter Insurance Renters need insurance more than homeowners do. Renters sometimes are left out of the decisions that affect them, but pay for their share of the consequences of poor choices. In addition, …

Saving Money on Renters Insurance

Anyone that rents an apartment, house or any other type of dwelling will need to have some kind of renters insurance. An individual can save money on the premium by looking for all available discounts, …

Property Insurance Basics

Property insurance is needed by anyone who owns their own home and is obtained by purchasing a homeowners insurance policy. A homeowners insurance policy provides protection from loss by providing coverage for contents, liability and …

Cutting Homeowmers Insurance Premiums

There are many ways in which a policy owner can cut the amount of premium that they are paying for their policy. This can be done by knowing how the premium is calculated, utilizing discounts …

Determining how much Homeowners Insurnace is Needed

Determining how much homeowners insurance is needed can be done by obtaining a rate or price quote. A quote can be used to assess the contents coverage, liability coverage and replacement cost coverage as well …

Determining if a Home is Underinsured

Determining if a home is under insured can be done by looking at specific coverages that are contained on a homeowners policy. A home can be under insured if there is not appropriate coverage for …

Keeping Home Insurance Rates down

There are many ways in which to keep the costs of home insurance down. Some of which include keeping claims to a minimum, looking for discounts and modifying coverages and deductibles. Home insurance costs can …

Comparing Home Insurnace Quotes

Comparing homeowners insurance quotes is fairly easy if you know what to look for. Most quotes for homeowners insurance contain a section for coverages, discounts and provide the amount of premium to be paid. A …

Homeowners Coverage Limits

Homeowners insurance has three basic types of coverages that are available on a typical policy. There is coverage for contents, liability and replacement cost with each having their own limits. The coverages on a homeowners …

Saving Money on Home Insurance

Saving money on home insurance can be done using a variety of tips to lower the cost of the premium, including finding discounts that are available, not filing unnecessary claims and adjusting the coverage and …

Shopping for Renters Insurance

When shopping for renter’s insurance, there are a few important things to look for and consider. Renter’s insurance should cover your losses in the event your belongings are damaged at your rented residence. But a …

Reducing your Auto Insurance Premium

The best ways to maximize your income is spend less of it, especially for a losing proposition like purchasing auto insurance. Why is this a losing proposition? Auto insurers have a goal to pay around …

Homeowners Insurance

Could you replace your home if it was destroyed? What would you do if you had to vacate your home for a year while you rebuilt it? What are your homeowner’s policy provisions for: actual …

Homeowners Insurance Basics

When looking at homeowners insurance there are a few factors to consider before paying the premium for the policy. This includes the coverages that are provided, discounts that are available and how the premium is …

Guide to Hazard Insurance

Guide to Hazard Insurance Home hazard insurance is home insurance that covers harms caused by certain particular risks that are not covered through comprehensive home insurance. There are numerous diverse sorts of risk insurance. In …

Understanding Renters Insurance

Renters insurance is designed to protect your personal property and financial health. Understanding key policy provisions will eliminate surprises and assure adequate coverage for property loss and liability exposure. Types of Expenses Covered – Personal …

Teens and Car Insurance who should Pay – Teens

Car insurance rates for teens are quite high these days, more than I would care to pay. Now put that teen in a major city, and BOOM! Rates are doubled and in some extreme cases …