Loans Archive

A look at how Car Title Loans Work

Car title loans use a car title as collateral in order to receive emergency cash. Title loans fall under the category of predatory lending, targeted at people with no credit or poor credit. Title loans …

Reduce Mortgage Payments

A mortgage payment is a significant expense – one of the biggest burdens on a household budget. Saving even a small amount on it can add up within a year and over the years. Perhaps …

Mortgage Loan Home Mortgage Loan Mortgage Loans

Home-Account offers a compelling service for those who are looking for mortgage loan or to re-finance. In the current economy where credit is difficult to access, Home-Account helps consumers find the right mortgage for their …

Reasons not to Pay off your Mortgage Early

Lots of people dream of making that final payment on their mortgage and owning their home free and clear, but is this really such a financially savvy thing to do? For years the only acceptable …

Single Parent College Loans in South Dakota

The State of South Dakota has a high level of poverty and many single parents want to try and improve their family’s future by continuing their education and obtaining a college degree. Along with the …

Managing Student Loans

Private student loans are available as the last type of financing for college students, when all other avenues have left a shortfall. When a student begins to search for ways to finance a college education …

How to Negotiate a Loan Modification

A loan modification may be the difference between losing your “Home Sweet Home” to foreclosure and remaining in your castle. The recession, unemployment and adjustments to ARM (adjustable rate mortgages) have conspired to push a …

How to Borrow Money right now

How to borrow money right now is something which will be determined most of all by one’s present financial standing and one’s geographical location. The history one has of obtaining and maintaining credit is likely …

Disadvantages of a 40 Year Mortgage

A 40-year mortgage promises mortgagees low mortgage payments over an extended amortization period. While it can work for a select few, longer mortgages have attendant risks and could end up costing mortgagees more. In assessing …

Importance of Comparing Mortgage Rates

A home mortgage is for most people the biggest single expenditure which they will ever take on. It is a long term financial commitment and getting it right is vital. Comparing mortgage rates before leaping …

Single Parent College Loans Kentucky

The State of Kentucky seems to have focused more on establishing alternative loans for students rather than other alternative funding, leaving private loans as the secondary source of funding they recommend after federal loans. Any …

Types of Mortgage Loans

Most lenders use FNMA (Fannie Mae) or FHLMC (Federal Home Loan Mortgage Corporation, Freddie) loan products as most individuals know now that these agencies have been all over the recent news. This does not mean …

Personal Loan Finance Company Bank

So you’re thinking about getting a loan from a finance company? A finance company is simply an institution that makes loans; unlike a bank you can not keep you cash” in” a finance company. There are a …

Should you Pay off your Mortage Early

Until your mortgage is paid off in its entirety you never completely own your own home as the lender holds it as security against your debt. If you can pay off your mortgage early then …

Tax Consequences of Foreclosure

After going through the pain and humiliation of losing a home through foreclosure, is it possible to end up owing taxes? That seems incredibly unfair, especially with all the tax breaks given to wealthy people. …

What are Payday Loans

In the flourishing world of borrowing money, one of the most controversial loans on the market are payday loans, or advanced cash payday loans. Demonized by the more established lenders and used by those who …

Budgeting Christmas

www.beyondchristmas. Beyond Christmas If ever there is a time for honesty it should be at Christmas. Season after season we wish each other ‘all the best’ for the upcoming New Year with a smile on …

Saving your Home

If a you are a borrower  and losing your home to foreclosure, your mortgage would be the first call you make. When you are facing this foreclosure you are getting nowhere with  trying to avoid calls from mortgage …

The Truth about zero Percent Auto Financing

It sounds fantastic and very seductive but the truth is, well there’s no such thing. Admittedly when you examine the paperwork you will see that the agreement shows that there is no interest on the …

When to use Adverse Credit Remortgages

For many people, their home is the most valuable asset they will ever own.  The stability of owning, instead of paying rent to a landlord or leasing company, provides peace of mind and a sense …

How to Apply for a Mortgage Modification

If you find yourself in financial straits, upside down in your mortgage or unable to meet monthly payments, you need to seek a mortgage modification. Find out if you qualify for Making Home Affordable In …