Loans Archive

Adjustable Versus Fixed Rate Mortgages

Adjustable versus fixed rate mortgages: is one better than the other? It depends on who is asking. There are pros and cons for both types of mortgages. Professional investors would choose ARM because they know …

Getting Approved for Personal Loan

The personal loan application process doesn’t take much longer than the credit card application process, but the chances of a personal loan application getting rejected are much higher because the bank is taking a bigger …

Moneyloanpaydaymoney Problems

Since 2001, the demand for short term Payday loans in the United Kingdom has massively increased. According to the latest survey by ‘Customer Focus’ the variety of Payday loan users in the UK has reached …

Managing Student Loans

A consolidation loans is a loan, generally taken out by college students upon graduation, which is used to pay off various student loans that you have accumulated during your years as a college student. The …

Circular Loans

Circular loans are loans made by an entity owned by the entity receiving the loan. For example, Company A owns a subsidiary company B. Company B makes a loan to company A making the loan …

Loan Modification

Is an adjustable rate mortgage or are upside down? Force your lender to play fair. Refer them to the rules they have to do a loan modification for you. A way has already been here …

Lending Tips to get you the best Loan

Most people that I have talked to who have tried to and(thankfully) succeeded in buying a home has said that is a nightmare to endure. I cannot say that I had that kind of problem …

Guide to Loans Offered to the Military Service Member

Swimming with sharks is one way to describe military communities.  Outside most bases there are frequently similar business establishments, they are, tattoo parlors, bars, car dealerships, dance clubs and “loan sharks.”  Why?  The prey consists …

Guide to Personal Loans

Don’t be afraid of the world of personal loans, but don’t walk around in that world blindly, either. There are scams out there, but there are also many legitimate financial institutions that can help you …

Why Auto Loans from a Dealership is a Bad Idea

Financing your new or pre-owned vehicle through a dealership is never as great a deal as they would have you to believe. Dealerships sell the idea of convenience by offering the complete car buying experience. …

Pay Day Loans

Thanks to the current economic meltdown more and more people are thinking of taking up loans so that they can be able to lead comfortable lives. The biggest challenge that these people face is making …

The pending student loans crisis

Over the last several years, there has been extensive speculation that the next bubble to burst within the economy will be student loans. As has been widely discussed on news outlets such as The Atlantic, …

Why the Risks are Growing for first Time Buyers

Evidence has started to emerge that just several years after the painful credit crisis of 2007-2008, the risks are growing for first-time home buyers again. The most important evidence so far has been studied in …

Where to get Home Financing Assistance

Making Home Affordable consists of six major government programs which may assist you with refinancing your home. Some of them are designed to assist homeowners who may not qualify for traditional refinancing in the current …