Personal Finance – Other Archive

Guide to Counterfeit Currency

As the years have gone by counterfeiting currency has become harder and harder. This is because technology has improved, and most of the world’s bank notes have security features which are very hard to reproduce …

How to Identify Counterfeit Money

Currency has been changed over the years many times to make it harder to counterfeit.  That’s necessary, because the technology available to counterfeiters has become vastly more sophisticated.  Think of the high tech scanners, printers, …

What is Passive Income

Passive income has become a hot, Internet buzzword.  Everybody is trying to generate it.  But, what does it mean?  The concept of passive income, basically, is the process when income is generated continuously over time, …

Guide to Personal Finance

Are you in debt? Well, you’re in good company. The Federal Reserve Board reports that 44% of all Americans are in debt. Debt happens but it’s not the end of the world. There are many …

How to Protect your Money from Vacation Home Scams

Booking vacation rental accommodation online is a popular way of arranging vacations. Holidaymakers can often tie in a suitable property with cheap flights and find the perfect vacation home to suit them. There are millions …

Are Emotions Critical to our Financial Health

Your emotional intelligence (EQ) plays a large role in your long term financial outcomes. Self-awareness and consciousness of how others manipulate a person’s self-image in order to get them to spend or form harmful money …

The Power of Retail Resale

The garage sale is an easy way to find priceless items that may be used to flip and earn a profit for yourself and your pocket book. Through the power of going to garage sales …

Credit Card Debt

When I was a boy in Scotland, many years ago, there were no credit cards, but accumulating debt was just as easy as it is now. Folks could and did buy things on “Hire Purchase” …

Money Making Ideas

If you want to build an income the non-traditional way, it is time to brainstorm some new money-making ideas. There are many money-making ideas available to people of all ages, education levels, and economic brackets. …

Fast and Easy Ways to Make Extra Money

Fast and easy is a difficult phrase to work with since everyone’s definition is different. However, there are times in our lives when we are looking for fast and easy ways for money so that …

Guide to Personal Finance

Have you ever wondered what the terms Credit Counseling, Credit Card Consolidation encompass? Those are just two of the financial terms you will learn when you decide to learn the ins and outs of getting …

Avoiding Scammers

Telephone scams are abundant and a daily plague for anyone who owns a phone, despite being on the ‘Do not Call’ list.  Telemarketers will try to sell a product, offer a service, or provide free …

Why everyone should be Financially Literate

Why should everyone be financially literate? Obviously, being financially literate has innumerable advantages for the individual. These range from the ability to plan for long-term investments like children’s college education, or one’s own retirement, to …

How Income Garnishment Works

You’ve just gotten your check, and you discover that a good portion of it is missing. You see the words garnishment written on it, or maybe you have heard one of your co-workers talking about …

Are Emotions Critical to our Financial Health

Before we can fairly state that emotions are connected to our finances, let’s study the word. Webster’s Dictionary defines emotions as “a conscious mental reaction (as anger or fear) subjectively experienced as a strong feeling …

How Income Garnishment Works

Income garnishment or wage garnishment is the process in which a debt collector or a creditor obtains a court’s permission to withhold part of the wages or tax refunds received by one of its consumers. …

Current Recession

It was a long time coming but finally everyone agrees we are in a recession.  Questions such as: what is a recession; why are we in one; how long have we been in one; how will …

How to Manage during the Credit Crunch

Recessions come and go. Recessions have been the blight of man for centuries, and run on an approximately ten-year cycle. However, the credit crunch of 2007 is still with us in 2012. This recession is …

How to Find Unclaimed Money

Property is considered “unclaimed” or “abandoned” if it is held in accounts that have had no activity for a sustained period of time, with no contact from the account holder.  These could be bank accounts …

Why everyone should be Financially Literate

Money is a vital part of the lives of many people. It is important that everyone is financially literate.  Don’t rely on others Some married people and others in relationships allow the other party to …