Auto insurance is mandatory in the state of Illinois. Failure to carry the minimum liability insurance on your vehicle can result in the loss of your driving privileges, hefty fines, and possible jail time. Driving without insurance isn’t worth the risk! With the help of the world wide web, comparing Illinois auto insurance rates online has never been easier!
You will find many Web sites providing free, no obligation auto insurance quotes. Getting these quotes takes just a matter of minutes, and many of these sites can provide multiple quotes at once to save you both time and trouble. No matter what part of Illinois you are in, you can find rates of all the top insurance companies in your area. One excellent site to try is www.esurance.com. You’ll be asked a few questions concerning your vehicle, area, type of coverage, and driving history. Once this is completed, multiple quotes are all before your eyes, before you had time to grab a snack.
Web sites such as www.dmv.com/Illinois not only offers free auto insurance quotes, but also provides accurate, up to date information concerning Illinois minimum auto insurance requirements and other policies available. The site comes in handy when it is time to purchase auto insurance!
Even if you have been with your current auto insurance company for a long time, you may still be over-paying for your coverage! It is important to compare rates online at least twice per year to keep your rates low. Comparing auto insurance rates among the many agencies in Illinois can save you hundreds of dollars every year!
As a highly competitive industry, insurance companies are eager to have you as a customer. Most insurance companies offer plenty of discounts to reduce your premiums. Ask for all of the discounts that are available, and consider the discounts when deciding which company to use. Discounts such as safe driver, multiple policy, and annual payments are offered, in addition to dozens of others, depending on the company.
Illinois drivers pay an average of $766 yearly for their auto insurance premiums. Factors such as the city you live in, age, gender, type of vehicle, driving history, and credit score can all be a determining factor in the price you will pay. Some auto insurance companies may also look at your previous insurance history. Frequent cancellations or lapses in policies can also increase your premium.