Credit Card Safety why you should Sign your Card

It sounds like signing your credit card shouldn’t take any thought at all. Of course you just sign it. Today people are questioning whether or not they should sign their credit card, after all this gives a thief access to your signature, ripe for duplication.

Many stores will not accept your credit card for a purchase, if it has not been signed. Store clerks are trained to look at the signatures on the back of the credit card, and compare them to other forms of identification, like driver’s licenses, before accepting them.

Chances are good that if you present an unsigned credit card to a store clerk, it won’t be accepted unless signed.
There are precautions you should take in the event your credit card is lost or stolen. You especially need to do these things when your signature is on the back on the card, ripe for copy.

First, keep note of all of your credit card numbers. Write them down, and keep them in a safe place.

Second, notify either Master card, Visa, American express, as soon as you notice your card is missing. This will put a stop on a thief from making any purchases on this card, and protect you from liability.

Third, take care to protect your numbers and identification. Keep all receipts for purchases, as the receipts show the credit card number.

Fourth, assume care when giving out your credit card number on the telephone, or on the computer. When asked on the telephone for a credit card number, ask to call the person back. That way you have some assurance you are calling the authorized person. Never make a purchase on a website that is not on a secure server. You don’t want your number intercepted by an unauthorized third person.

Always sign your credit card when receiving it, and remember to protect your identify by writing credit card numbers down, and storing them in a safe place. Notify credit card companies if you find that your cards have been lost or stolen. Adhering to these tips will help to protect your identity, and prevent you from responsibility for unauthorized transactions.