Easy Ways to Save on Car Insurance

Car insurance rates can be expensive! Since it is something that you must have in order to legally drive your automobile, you might as well save as much money as you can, especially when doing so is as simple as saving on car insurance is! Use these tips for easy ways to save a bundle on your car insurance!

* Choose Your Car Wisely

The type of car you drive has a serious impact on the price you will pay for car insurance. Luxury cars and SUVs will cost more to insure than a smaller, family-style car. Rates are also lower for older model car’s compared to the newer years. If you really want to save on your insurance, stick with a basic type of car.

*Compare Rates

Insurance companies are everywhere;don’t settle for the first company you run across. Comparing rates of several insurance companies can mean a savings of hundreds of dollars per year. There are easy ways to get multiple quotes in one spot, such as Web sites such as esurance.com. This site really makes getting the lowest possible price for your car insurance as simple as it gets. The savings are tremendous, and you will be glad you chose to shop around!

* Protect Your Car

Insurance companies are big fans of car security, and they are willing to offer deep discounts for anyone who goes the extra mile and installs security features such as steering wheel locks, tracking devices, car alarms,keyless entry, and many others. You are actually helping keep costs down for the insurance company, and they are willing to pass the savings on to you.

*Keep Your Record Clean

Car insurance rates are cheaper for those whose driving records do not contain driving infractions such as tickets or accidents. And, many insurance companies are offering incentives when you stay accident and ticket free, such as discounts as much as 30% or more and accident forgiveness is the unfortunate were to happen.

*Pay Annual Premium

Most insurance companies offer huge discounts for paying your insurance premium on a yearly basis rather than month by month. You can cut hundreds of dollars off of the yearly rate paying it in this one lump installment. Some companies have other multi-month payment options that also reduce the costs of the insurance, such as 6 or 9 months. However, for the maximum amount of savings, paying once per year is the best option!