Puerto Rico is such a beautiful place to be there’s no doubt you will want to get out and about in your city. To do so by an automobile means you must carry auto insurance at all times-or you’re breaking the law. The state of Puerto Rico has set forth A minimum amountof $3,000 in Liability coverage that must be carried at all times. Failure to carry these minimum amounts of insurance is a crime, and you could face fines and the loss of your vehicle registration and drivers license.
Of course these amounts are the minimum amounts required only. Additional insurance can be purchased to offer better protection in the event of an auto accident, if you so choose. There are also other types of coverage you can aquire, including uninsured motorist coverage and collision coverage. It is important to know the different types of coverage to help better determine what is best for your needs.
Although many people hate dealing with auto insurance, quotes, and such, the world wide web has made it easier than ever to compare rates in your Puerto Rico city. Free, no obligation quotes are available at many different Web sites. Comparing rates can save hundreds of dollars on your premiums each year.
Although most drivers pay an average of $475 per year for their Puerto Rico insurance, many factors can affect your rate. Age, type of vehicle to be insured, gender, driving record, and even your credit score can help determine your rates. Auto insurance is highly competitive, and rates can vary greatly. Comparing rates with at least three agencies can ensure you will find the best deals in your area.
Discounts are very commonly offered by most auto insurance companies. Don’t be shy to ask for the discounts, either. Common discounts offered by auto insurance companies include those for remaining accident free, safe driving, multiple policy, and starting or renewing a policy online.
A great place to begin your search for Puerto Rico auto insurance is online with a site such as www.insure.com. Insure.com has helped hundreds of thousands of people find affordable quotes in a matter of minutes. Here you will be able to receive multiple quotes from Puerto Rico’s top auto insurance companies. Quotes are free, and there is no obligation to purchase a policy. You can, however, start your policy online at the site if you choose.