A sure thing is a smart choice. Balancing risk, avoiding loss, gaining benefits is the game. However, risks or not, the unexpected happens. Insurance helps.
Not owning your home, renters may not expect insurance needs; but things you own fill your home. Little things and larger purchases, treasured gifts and expensive purchases, ordinary items taken for granted until lost or damaged. How much can you lose?
Think a little further: Disasters can strike anyone anywhere. Are you prepared?
List items you’ll miss when no longer there. How much are your belongings worth? Can you really afford to buy them all again; or expect those who gave you gifts to replace or repair what you now own?
Risky financial losses may extend beyond things.
Friendships and family relationships can suffer when injuries occur in your home. Or accidents involving their use of your stuff may complicate these valued relationships. Are you properly prepared?
Do you have a plan? Does it cover all probable contingencies? Changing conditions and changing relationships: a mobile world means time and things move forward.
Life on the move; more stuff acquired means more risked.
As you move to a new home, or make where you live or who you live with different, you acquire different insurance needs. What you risk may vary more than you realize.
Simple changes move you constantly forward. To stay ahead, you may need more insurance. Increasing coverage keeps new treasures, along with those that came before, safe and secure.
Count what you have, and what you want to keep.
You purchased new clothes or someone gave you some nice jewelry (or an engagement or wedding rings). You updated your computer, or your old television or music system: technology-wise they approach a bit closer state of the art. A work of art was given to you, or you invested in buying it (considering its more stable and secure profit potential) looking towards your financial future. Or you financed a large purchase, perhaps new appliances or new furniture.
If the unforeseen occurs, do you want to pay for what you can no longer enjoy?
Without additional insurance, you may face this decision: keep paying, receiving nothing new for it, or incur bad credit reports for stopping payments prematurely. Neither is a great choice. A better, happier and wiser decision is to think ahead.
Don’t gamble on the unlikely not happening; it often does. Ante up a little more in renters insurance. Complete coverage can ensure you sleep more soundly, and awake happier with your future more secure.
Not much in life is certain. That’s why insurance is there. It makes uncertain times and places more live-able. You can breathe easier and live life more fully. Have fun.
Invest a little, gain more.
Like smart technology worth a little extra cost, a smart phone plus updated apps allow you to work smarter and play more. Smart insurance is similar. Keeping it updated works for smart renters like you, offering you a more relaxed life. Make the intelligent choice, balancing risk with calculated loss avoidance; buy enough insurance coverage to benefit your future needs.
Costs are small for what it is: a wise bet and a secure investment. A sure thing is a rare gift, offered and delivered to you.