Saving Money by being Organized

You can save money by being more organized in various parts of your life. 

If you are like many people, then you may put your mail in a pile when it comes in order to go through it later. If you do this, it is important to set a weekly time to go through it so you are able to pay bills on time instead of being charged late fees. You may want to get into the habit of going through the mail each day and separating it in to items to be filed, items to take action on such as bills and items that can be thrown away. It may be easier to take a few minutes a day instead of a larger amount of time at a later time. 

If you make a pile of items to be filed, schedule a time monthly to file in the appropriate spot. By doing this it may make getting your documents ready to complete your tax return easier and quicker. 

Keep track of checks that need to be deposited so they do not get lost. You are throwing money away by losing checks or other money. 

Keep track of due dates on DVDs and library books to reduce the amount of fines you are responsible for. Many DVDs can be rented for as little as $1 a day, but if you forget to return them soon or lose them, they can end up costing you a lot more. 

Take time each day, as little as 15 minutes to put things away in their correct spots. By having a place for everything it will be easier to find things when you are looking for them. This will save you both time and money. If you are unable to find things, you may end up spending money on duplicate items of things you already have. 

Keep a running list of things you need to purchase and other errands you need to run. When you know what you need to buy you can either look for sale prices on them or you won’t need to make a special trip to the store when you run out of items. Besides paying regular price for items you also reduce the temptation of impulse purchases by limiting the number of trips to the store. You will also save time by not having to make multiple trips to the store. 

One way to save money is to cut down on how often you dine out. Each week or month, set up a menu plan of meals you will make each day. By setting up a menu plan, you can purchase items you need for a certain amount of time. This will also lower the temptation to go out and get take-out foodl. Cook extras for dinner and take them for lunch the next day. You can save a considerable amount of money by brown bagging it, even two or three days a week. Some people make a menu plan using ingredients they already have on hand, and only purchase additional items they need to make meals or use items that are on sale. 

Being organized can save you time and money.