Tricks to help you Cut down your Spending

In this economy cutting out extra spending habits where you can, will help you stay ahead of the game. Trying to stay ahead can be difficult. There are many ways you can save money and make it easier to grow your savings account.

Make a list for the grocery store

Going to the grocery store you usually have in mind what you need. When you make a list, put down every item you need.  Check coupons online to see if any of the items on your list are available. There are many sites such as Coolsavings.  Also look into purchasing store brands over the name brands. Once you get to the store, stick to your list. Do not make any impulse purchases

Cut your cable bill

Talk to your current cable company. Ask what they can do to reduce your cable bill. Cut premium channels and return DVR boxes. Shop around to various cable companies and find out what specials they are offering. It may be worth it to switch.

Purchase clothes at the end of season

Stores have huge end of season sales. This is the perfect time to shop for clothing for next year. If you are in need of a new jacket you can save up to 90% of the original price. Especially if you have children, stock up on clothes for the following year. Check if the store offers a price adjustment. If you purchase an item and a week later it goes on sale, many stores will refund you the difference.  

Cut the small expenses

If you are getting a large amount of magazines, cut down the amount you are receiving. It may only be a small amount, but this will help you save. If you stop getting two cups of coffee a week you will save over $500.00 a year.  Spending your money on weekly manicures and pedicures can put a large hole in your wallet. You can extend your visits to the stylist. Instead of every week, go every ten days. You can also do it yourself and save a lot of money.

Money in the bank

Pay your bills on time will prevent you from incurring late fees, and add money to your savings. Taking simple steps to cut your spending will help you save and pay down your debt. Change your lifestyle to live economically and soon the cuts in spending will be your every day habits.