The idea of not having auto insurance in this day and age is simply preposterous. Not only is it dangerous, but it is highly illegal in many states. There are certain states that allow individuals to not have auto insurance, if they can prove that they can financially handle the ramifications of an accident. In other states though it is a law that all individuals should have auto insurance. You can face serious fines, and even jail time for not carrying auto insurance. Police will ask for proof of insurance for even minor violations such as a broken taillight, which makes it even more dangerous not to carry insurance.
Previously individuals found it a hassle to obtain insurance for their vehicles. They had to deal with local companies that required face to face meetings, or huge corporations that offered little customer service. With the advent of the internet, all of those problems are a thing of the past. Today all you need is access to the internet and you can easily shop for auto insurance, and receive quotes from multiple companies all from the comfort of your own home.
Some people do not understand why they should use the internet to shop for auto insurance. These people do not realize just how easy it is to shop for insurance. There is no need to get dressed, drive across town, fight traffic, and sit in a crowded waiting room until your appointment time. Now all you need to do is turn on the computer, and instantly have access to quotes from a number of companies.
When you have a face to face meeting with an insurance agent, you are only getting a portion of the story. They will give you access to their rates, and a quote from their company. They might neglect to tell you that you can save money with a different company, and not share with you quotes from their competitors. The internet does not have this problem. When you use the internet to search for auto insurance, you will be given quotes from some of the leading insurance providers in the country, and have the opportunity to purchase insurance directly from those providers. Even better, each one of those quotes will be specifically made based on your answers to a series of questions regarding your history and current location.
As easy as the internet is, you have no excuse for not having auto insurance.