Investing your money is a wise decision, because you could potentially see profits from it rather than it sitting in your savings account where the interest will not be even a fraction of what you could make. Investments do have gains and losses, thus before following any advice, make sure that you do your research and are aware that not all your investments will be profitable.
Stocks and Shares
If you do your research on the stock market and on the shares you are going to buy, you can make a lot of profit, however a large number of stocks are volatile meaning your shares can significantly decrease or on the positive side increase. In order to do this, you will have to open a brokerage account which in most cases will be online because of the ease in buying and selling stocks. Research the commissions that your broker will take, such as selling/buying, in addition factor in the government stamp duty. Take all of this in account when investing, while an investment may be potentially great, one has to also consider the fees you will incur and subtract this from the potential value of the shares you hold.
Going into real estate is beneficial for those with a lot of cash to invest; there are different routes to delve into when going into real estate. You can purchase homes and rent them, gaining income and selling them if the market value increases. Another way is to purchase homes which need work and doing this work with minimum cost, increasing the value of the house drastically and then either selling or renting out. The best way to secure cheap houses are in auction, as there are many gems to be found at excellent prices, while a real estate agent may be the simplest route their prices will be higher due to commissions. In addition, always try to get the best price possible, do not settle for the list price, but try to bargain with the real estate agent in order to get the best deal possible for you, clients are willing to budge, especially in uncertain climates such as the recession.
Materials such as gold and rice are always in demand, thus investing in them can give you a low risk option. You can buy and sell them in different countries where there is a high demand. This is however a difficult process and is not for the faint hearted but those who are extremely keen in investing and do have a lot of time on their hands.
The above are ways the enthusiastic and knowledgeable investor could go about its roots.