Ideas for saving money
Always make a shopping list. Don’t leave it home or be sidetracked from that list.
Marketers deliberately place temptation on every checkout. Low shelves entice the children, higher ones taunt the adults. Set yourself goals. Put a picture of something you especially want on the fridge. Be determined to achieve that goal.
When and if you are tempted to buy something not on your list, fine yourself the price of it. And put that in a savings account or similar. The more you punish yourself the more you will save.
Buy in bulk by sharing the expenses with a friend. Grow your own vegetables, some can be grown in pots so there is no excuse, and it tastes better because it is freshly picked. If you are a pensioner; shop on the day they give discounts usually a 5% saving. Use your discount shopper dockets for fuel discounts.
Buy second hand
Instead of buying new furniture etc, try the second hand dealers. Garage sales would be even cheaper. You can always dress them up with a coat of fresh paint or varnish. Put new handles on them. It’s amazing what a difference it makes. And the money you save your self goes into your savings or dream account. Don’t cheat the savings, bank the money you have saved yourself.
Turn off lights
Electricity bills are expensive. You can save more than you realize by turning of lights when you leave the room. Turn of the microwave before going to bed. Turn off the computers and the printers instead of leaving them in energy saver mode. Plus, all those other household items, that don’t require resetting every day. Use a lower powered electric kettle and turn that off at the switch at night.
Save water and the environment
Fix the dripping taps they waste water. The dual flush reduces waste on toilet systems. Use a bucket in the shower to catch excess water and use on the garden. When it rains, place buckets etc under an overhanging roof to catch more water. You can use the Gray water from the washing machine or bath on your garden.
Any type of loan
Try paying just a few dollars extra every week off of your loan. Pay it weekly rather than monthly or fortnightly. It will reduce the amount considerably. Before taking out any loan, make sure that you can afford it. Remember the doctors or vet bills that you haven’t allowed for. If the kids get sick and need medical attention. What would happen if you lose your job? Have you taken out insurance to cover that?
If you are a pensioner; check out if you are eligible for pensioner discounts on any of the following:
Driver and vehicle licenses
If you’re not sure what discounts you are entitled too, ask, it doesn’t cost anything.